Australian Stamp Duty Calculator 2026

Stamp duty (also called transfer duty) is a state government tax charged when you buy property. The amount varies by state, property price, and buyer status. First home buyers often get discounts or exemptions.

First home buyer stamp duty exemptions vary by state: NSW ($0 up to $800K), VIC ($0 up to $600K), QLD ($0 for new homes, $0 up to $700K established), WA ($0 up to $500K), SA ($0 for new homes - no cap!), TAS ($0 up to $750K until June 2026), ACT (unit exemption up to $1.02M), NT (no FHB exemptions, but $50K grant available).

Payment deadlines vary by state: NSW (3 months from contract), VIC (30 days from settlement), QLD (30 days), WA (30 days from assessment), SA (at or before settlement), TAS (3 months from settlement), ACT (14 days from lodging title registration), NT (60 days from contract signing).

Most states charge foreign buyers an additional surcharge: NSW 8%, VIC 8%, QLD 8%, WA 7%, SA 7%, TAS 8%. ACT and NT do not currently charge foreign buyer surcharges. This is added on top of standard stamp duty.

It depends on property price and buyer status. Generally, WA has Australia's lowest top marginal rate (5.15%). For first home buyers, SA and QLD offer the most generous concessions ($0 stamp duty on new homes with no price cap). Use the state comparison feature to see costs across all states.

Yes, beyond first home buyer concessions, exemptions may apply for: pensioner downsizers (TAS 50% concession for 60+ under $600K), transfers between spouses/de facto partners, off-the-plan purchases (VIC until Oct 2026, WA until June 2026), house & land packages (NT until June 2027), and certain family farm transfers.