Property Investment Calculators
15 free, easy-to-use tools designed for Australian property investors. Negative gearing, stamp duty, land tax, borrowing capacity, rental yield, cash flow, ROI, tax benefits, capital growth, CGT, rent vs buy, and equity unlock analysis.
Updated for 2026. No email required. Instant results.
Australian Property Investment Master Toolkit 2026
Enter your property details once — all 19 calculators update automatically. Investment Grade Score, Stress Test, Portfolio Builder, CGT Exit, Comparison tool and more. All 8 states.
- ✓ Enter once → all 19 sheets update
- ✓ Investment Grade Score (A–F)
- ✓ Side-by-side property comparison
- ✓ Stress test across 9 rate scenarios
- ✓ Stamp duty all 8 states built-in
- ✓ Yours forever — Google Sheet
One-time purchase
$19.99
AUD · Instant delivery
Secure payment via Gumroad · No subscription
Research & Readiness
Assess your position before you start
Investor Readiness Quiz
12 questions, 4 dimensions. Find out exactly how ready you are to invest in Australian property — and get a personalised action plan to close the gaps.
Borrowing Capacity Calculator
Determine how much you can borrow for a home loan based on income, expenses, DTI limits, and lender serviceability criteria.
First Home Buyer Checker
Check your eligibility for federal First Home Guarantee schemes, state grants up to $50,000, and stamp duty concessions. See what you qualify for.
Rent vs Buy Calculator
Should you rent or buy? Model both paths with P&I amortisation, opportunity cost, state stamp duty, and break-even analysis. City presets for all major Australian capitals.
Property Market Cycle Indicator
See where Perth, Brisbane, Adelaide, Sydney, and Melbourne currently sit in the property market cycle — with key stats and investor insights for each city.
Purchase & Costs
Understand the true cost of buying
Stamp Duty Calculator
Calculate stamp duty (transfer duty) for property purchases across all Australian states. Includes first home buyer concessions and foreign buyer surcharges.
Land Tax Calculator
Compare land tax across all Australian states and territories. See how ownership structure affects your tax bill and discover which states offer the lowest land tax.
Property Tax Calculator
Calculate negative gearing tax benefits, depreciation deductions, and your effective after-tax property costs based on your income bracket.
Returns & Cash Flow
Model your ongoing investment performance
Cash Flow Calculator
Project monthly and annual cash flow for rental properties including negative gearing tax benefits and after-tax returns.
Rental Yield Calculator
Calculate gross and net rental yields for investment properties and compare against market benchmarks across Australian cities.
Negative Gearing Calculator
Calculate your weekly out-of-pocket cost after ATO tax benefit (including Medicare levy). Enter rent as weekly, fortnightly, or monthly — and see how depreciation boosts your tax savings.
ROI Calculator
Calculate total return on investment including capital growth, rental yield, negative gearing tax benefits, and year-by-year projections with Bear/Base/Bull scenarios.
Capital Growth Calculator
Project future property values based on historical growth rates and estimate capital gains tax with inflation adjustment.
CGT Calculator
Calculate capital gains tax when selling an investment property. Includes 50% discount, full cost base builder, selling costs, and net proceeds after tax for all states.
Why Use Our Tools?
Australia-Specific
Built for Australian investors. Includes negative gearing, tax brackets, depreciation rules, and state-specific regulations.
Instant Results
Real-time calculations. See how changes to property details, interest rates, or income affect your investment outcomes instantly.
Private & Free
Calculations run in your browser. No data stored, no email required. Use as many times as you want—completely free.
Important: Not Professional Advice
These tools provide estimates and general information only. They should not be relied upon for financial advice, tax planning, or investment decisions.
Before investing or making tax-related decisions, consult with a qualified financial advisor, accountant, or tax professional who understands your specific circumstances.
Want personalized property investment advice?
Our expert advisors can help you analyze properties, optimize tax position, and build a winning investment strategy.
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