First Home Buyer Eligibility Checker

Check what grants, schemes, and savings you qualify for in 2026

Income caps removed from Oct 2025. Unlimited places available.

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Basic Eligibility

2026 First Home Buyer Schemes

First Home Guarantee

  • Only 5% deposit required
  • No LMI payable (saves $15K-$35K)
  • No income caps (from Oct 2025)
  • Unlimited places available

Biggest State Grants

  • NT: $50,000 (until Sept 2026)
  • QLD: $30,000 (until June 2026)
  • TAS: $30,000 (building new)
  • SA: $15,000 + $0 stamp duty

Ready to buy your first home?

Our first home buyer specialists can guide you through the process and help you maximize your benefits.

Speak to a SpecialistDownload Investment Guide

Or call 02 9099 5636