Australian Property Toolkit Suite
Two integrated Google Sheets toolkits — one for pre-purchase analysis, one for ongoing landlord management.
Budget 2026 reforms fully modelled. ATO Rental Schedule from the ground up. AUD throughout. Sheets or Excel. Yours forever.
One toolkit for every phase of property investing
Pre-purchase, ongoing management, exit — together they cover the full lifecycle
Before you buy
Investment Toolkit
Score the deal A–F. Calculate borrowing power. Run the post-Budget tax math. Decide whether to make the offer.
After you buy
Management Toolkit
Log every rent payment. Track expenses by ATO category. Auto-build your tax return. Manage tenants, maintenance, vehicles.
At exit
Investment Toolkit
Calculate net cash after CGT under the new regime. Hold-vs-Sell recommendation. Plan the next acquisition.
Choose your toolkit — or save $9.99 with the bundle
Three Gumroad listings · Instant delivery · Yours forever
Australian Property Investment Toolkit
Pre-purchase analysis — Budget 2026 ready
21 calculators driven by one Property Hub. NG quarantine, CGT indexation + 30% floor, Division 296, 2017 plant rule, and new-build carve-out all baked in.
- ✓A–F Investment Grade Score
- ✓Borrowing Power + Stress Test
- ✓Negative Gearing (Budget 2026 quarantine logic)
- ✓CGT Exit (indexation + 30% floor)
- ✓Depreciation (Div 40 + Div 43 + 2017 rule)
- ✓New Build vs Established comparison
- ✓SMSF + Division 296 surcharge check
- ✓Portfolio Builder (up to 4 properties)
Australian Property Investor Master Bundle
Both toolkits · Save $9.99 · 41 tabs
Save $9.99 vs buying separately
Both toolkits, one purchase. Pre-purchase analysis (Investment Toolkit) + ongoing landlord operations (Management Toolkit). The full investor lifecycle, $9.99 off vs buying separately.
- ✓BOTH toolkits included
- ✓41 tabs across the full investor lifecycle
- ✓Same v2 design — feels like one product family
- ✓Budget 2026 reforms fully modelled
- ✓ATO Rental Schedule from the ground up
- ✓Bonus: ATO Rental Categories reference PDF
- ✓Bonus: Budget 2026 Changelog PDF
- ✓Free updates to both toolkits forever
Australian Property Management Toolkit
Ongoing landlord operations — ATO-ready
The only Australian rental tracker built around the ATO Rental Schedule — not US Schedule E. 20 tabs covering income, expenses, depreciation, valuations, loans, tenants, and tax aggregation.
- ✓ATO Rental Schedule (18 categories)
- ✓ATO Tax Summary — MyTax-ready
- ✓Depreciation Schedule (per property)
- ✓Property Valuations + Equity tracker
- ✓Loan Structure (IO vs P&I)
- ✓Tenant Directory + Rent Roll
- ✓Maintenance Log + Vehicle Travel Log
- ✓Up to 50 properties supported
All prices AUD · Secure checkout via Gumroad · No subscription
Australian Property Investment Toolkit
21 calculators driven by a single Property Hub. Built for investors making pre-purchase decisions under the post-Budget 2026 tax regime.
Budget 2026 reforms fully modelled
- ✓NG quarantine (Established post-reform)
- ✓CGT indexation + 30% minimum-rate floor
- ✓Division 296 (TSB > $3M surcharge)
- ✓2017 second-hand plant rule (Div 40)
- ✓New-build NG carve-out
- ✓Single Reform Status dropdown drives all
All 21 tabs
PROPERTY HUB
One input page drives every calculation
DASHBOARD
A–F Investment Grade Score + KPI cards
COMPARISON
Property A vs B on 13 metrics with winner flags
BORROWING POWER
APRA 3% buffer, HEM benchmarks, max lend
ACQUISITION COSTS
Stamp duty all 8 states, FHB grants, LMI
CASH FLOW
Weekly pre-tax and post-tax position
NEGATIVE GEARING
Budget 2026 quarantine logic baked in
DEPRECIATION
Div 40 + Div 43 with 2017 plant rule
TAX SUMMARY
Paste straight into MyTax
STRESS TEST
9 rate scenarios × 6 vacancy scenarios
GROWTH
30-year compounded value projection
CGT EXIT
Indexation + 30% floor (post-reform regime)
EQUITY UNLOCK
Refinance to fund the next deposit
NEW BUILD VS ESTABLISHED
Budget 2026 carve-out modelling
PORTFOLIO
Up to 4 properties combined
RENT VS BUY
Long-run wealth comparison
LOAN STRUCTURE
IO vs P&I, offset, total interest
LAND TAX
State-by-state with surcharges
SMSF
LRBA rules + Division 296 surcharge
RETIREMENT
Passive-income target backsolve
INSTRUCTIONS
5-step setup + tab index
Australian Property Management Toolkit
The only Australian rental tracker built around the ATO Rental Schedule. 20 tabs covering everything from rent collection to tax-time aggregation.
Built for Australia, not the US
- ✓ATO Rental Schedule (18 categories) — not Schedule E
- ✓AUD currency, DD/MM/YYYY dates
- ✓AU financial year (1 July to 30 June)
- ✓ATO cents-per-km rate (88c FY25-26)
- ✓Spreadsheet locale auto-set to Australia
- ✓MyTax-ready ATO Tax Summary tab
All 20 tabs
SETUP
Properties, ATO categories, FY settings
INCOME
Rent log with property + tenant dropdowns
EXPENSES
18 ATO Rental Schedule categories
PROPERTY DASHBOARD
Portfolio KPI cards + charts
ANNUAL DASHBOARD
Full FY breakdown + monthly detail
MONTHLY DASHBOARD
Single-month drill-down
ATO TAX SUMMARY
19 categories aggregated — MyTax-ready
DEPRECIATION SCHEDULE
Div 40 + Div 43 with 2017 rule
PROPERTY VALUATIONS
Value, CAGR, equity = value − loan
LOAN STRUCTURE
IO vs P&I, monthly payment, balance
TENANT DIRECTORY
Lease expiry traffic lights + bond
RENT ROLL
Expected vs collected, arrears tracking
VACANCY TRACKER
Lost-income calculator
MAINTENANCE LOG
Vendor history + cost totals
VEHICLE & TRAVEL LOG
ATO 88c/km or logbook method
FIVE-YEAR DASHBOARD
Multi-year YoY comparison
COMPARISON DASHBOARD
3 custom periods side-by-side
CUSTOM DASHBOARD
Buyer-defined date range
INSTRUCTIONS
Setup + ATO Rental Schedule reference
DATA
Hidden helper formulas
Get both — Save $9.99
Both toolkits separately = $29.98. The bundle is $19.99 — you save $9.99 (33% off). Same files, one purchase, one download.
$19.99
AUD · One-time payment
Save $9.99 vs buying separately
- ✓ BOTH toolkits included
- ✓ 41 tabs across the full investor lifecycle
- ✓ Same v2 design — feels like one product family
- ✓ Budget 2026 reforms fully modelled
- ✓ ATO Rental Schedule from the ground up
- ✓ Bonus: ATO Rental Categories reference PDF
- ✓ Bonus: Budget 2026 Changelog PDF
- ✓ Free updates to both toolkits forever
Secure payment via Gumroad · No account needed
How delivery works
Purchase via Gumroad
Secure checkout. One-time payment. No subscription, no recurring charges.
Instant access
Gumroad emails you the download link immediately. The zip contains the .xlsx file(s), README, Quick Start Guide and supporting PDFs.
Choose Sheets or Excel
Open the README.txt — it contains a Google Sheets "Make a copy" link, or you can use the .xlsx file in Excel directly.
Follow the 5-step setup
Each Quick Start Guide walks you through 5 minutes of setup. Then start using the toolkit on your portfolio.
Frequently asked questions
Which one should I buy first?
If you're evaluating a new purchase, start with the Investment Toolkit. If you're already a landlord and want tax-time sorted, start with the Management Toolkit. If you're both (or planning to be), the Bundle saves you $9.99 and covers the entire investor lifecycle.
What's the difference between the two toolkits?
Investment Toolkit = pre-purchase analysis (will this deal work? what's my CGT exit math? Budget 2026 reforms). Management Toolkit = ongoing landlord operations (rent tracking, ATO tax summary, depreciation, tenants, maintenance). They're built to complement each other — one before you buy, one after.
What format do they come in?
Both are Google Sheets. After purchase you get a "Make a copy" link — the copy lives in your Google Drive forever. You can also download as Excel (.xlsx) if you prefer. Works in Excel 2019+ or Excel for Mac 2019+.
Are the Budget 2026 reforms really modelled?
Yes — fully. The Investment Toolkit has a single "Reform Status" dropdown on the Property Hub that flips Negative Gearing into quarantine mode, CGT Exit into indexation + 30% floor mode, and Depreciation into 2017 second-hand plant rule mode. SMSF tab includes the Division 296 check. New Build vs Established sheet models the carve-out.
How many properties can the toolkits handle?
Investment Toolkit Portfolio Builder = 4 properties side-by-side. Management Toolkit = up to 50 properties via the Setup tab; per-property sheets (Loan Structure, Valuations, Depreciation) handle 10 each (extendable).
Will the toolkits get free updates?
Yes. When ATO rates change (e.g. the cents-per-km vehicle rate updates each FY), when a future Budget shifts thresholds, or when state stamp duty rates change — both toolkits get free updates. Gumroad emails you when a new version is available.
Is there a refund policy?
Because this is an instant-delivery digital product, we don't offer refunds. If you have a technical issue accessing your sheet, email info@propertyinvestmentprofessionals.com.au.
Important disclaimer
These toolkits are for educational and general guidance purposes only. They are not financial, tax, legal, or investment advice. Calculations are estimates based on publicly available rate schedules and reform legislation. Tax laws change frequently and individual circumstances vary. Always consult a licensed financial advisor and qualified accountant before making property investment or tax decisions. PropertyInvestmentProfessionals.com.au accepts no liability for decisions made based on these calculations.
Independent property investment research, straight to your inbox
Independent market analysis, SMSF research and investment calculators. Free, no spam, unsubscribe anytime.