After 1 July 2027, who pays more CGT?
Tax on 5 years of post-2027 growth per $100 of 30 June 2027 value, 47% taxpayer, by yearly growth. Data as at 18 September 2026.
Quick answer
On our illustrative assumptions the new rules cost less below about 4.8% growth a year and more above it. The gain up to 30 June 2027 keeps the 50% discount either way.
The data
| Growth | Old rules (50% discount) | New rules (indexation, 30% floor) |
|---|---|---|
| 3% a year | $3.70 | $1.30 |
| 4% | $5.10 | $4.00 |
| 5% | $6.50 | $6.80 |
| 6% | $7.90 | $9.70 |
| 8% | $11.00 | $15.90 |
Our illustrative modelling: CPI 2.5% a year, five-year hold to 30 June 2032, 47% rate including the Medicare levy. General information, not advice. Source: Our analysis of the Treasury Laws Amendment (Tax Reform No. 1) Act 2026. Data as at 18 September 2026.
Run your own numbers in the Sell or Hold Planner →Share this chart
Free to share with a credit to Property Investment Professionals and a link to this page. Download: portrait (1080×1350) · wide (1200×675).
General information only, not financial advice.
More charts
The Sunday read for Australian property investors
Auction clearance, prices, vacancy and the RBA, read from the primary data every Sunday. Plus the sell-or-hold countdown to the 1 July 2027 tax changes. Independent, nothing to sell.
Free. Unsubscribe in one click.